Retiree Basic Life Insurance
When you retire, your basic life insurance will be two times your annual salary, (refer to maximums per pay scale below) rounded to the nearest thousand dollars.
On the first day of the birth month in which you reach age 60, your life insurance will be reduced by 15%. On each of the next four anniversaries of your birth date, your life insurance will be reduced by the same dollar amount. The amount will not reduce less than 25% of the amount for which you were insured at the date of retirement.
If you receive Basic Life insurance from the County, amounts over $50,000 will be treated as taxable income also known as imputed income.
Customer Service: 1-833-622-0135
Frequently Asked Questions
- How do I update my beneficiary(ies) on file?
Fill out a Beneficiary Change Form and send to Benefits Division.
- What is the value of my Basic Life Insurance Policy?
In order to receive the value which also includes beneficiary information, please fill out a Life Insurance Verification Form and send to the Benefits Division.
- Who do I notify if Retiree passes away?
All notifications should be made to the Benefits Division. A team member will collect basic information as well as notate the best way of communication for you and a Human Resource Analyst will be assigned to process the claim. Please note: Beneficiary information is verified, and if you are not listed as a Beneficiary on file, the Benefits Division will not be able to disclose information relevant to the Life Insurance Policy.
Contact the OHRM Benefits Division
1400 McCormick Drive Suite 110
Largo, MD 20774
Monday – Friday
8:30 a.m. – 5:00 p.m., ET
|Salary Schedule||Employee Group||Benefit||Coverage Type||Schedule of Benefits||Max Benefit||Certificate|
|Schedule D||Correctional Officer||Retiree Basic Life||Employer Paid||2x Base Annual Earnings at time of Retirement||$150,000||Cert 17|
|Schedule X||Crossing Guards||Retiree Basic Life||Employer Paid||2x Base Annual Earnings at time of Retirement||$100,000||Cert 31|
|Schedule E Exempt, Schedule G General Schedule, Schedule GEX county executive, chief administrative officer, immediate staff of the county executive, head of each county agency, council member, council administrator, county auditor and aide to each council members||Exempt Employees Schedule E, General
Schedule Employees Salary Schedule G, Schedule GEX
|Retiree Basic Life||
|2x Base Annual Earnings at time of Retirement||$225,000||Cert 28|
|Schedule A, P, Q||AFSCME Employees Schedule A, Police Civilians Salary Schedule P, Corrections Civilians Salary Schedule Q||Retiree Basic Life||
|2x Base Annual Earnings at time of Retirement||$150,000||Cert 29|
|Schedule Z||Sheriff's Civilians Salary Schedule Z||Retiree Basic Life||Employer Paid||2x Base Annual Earnings at time of Retirement||$150,000||Cert 34|
|Schedule H||Fire Civilian||Retiree Basic Life||Employer Paid||2x Base Annual Earnings at time of Retirement||$200,000||Cert 32|
|Schedule Y||Firefighters, Emergency Response Technicians ,and Paramedics||Retiree Basic Life||Employer Paid||2x Base Annual Earnings at time of Retirement||$200,000||Cert 33|
|Orphans Court Judges||Orphan's Court Judges||Retiree Basic Life||Employer Paid||2x Base Annual Earnings at time of Retirement||$200,000||Cert 26|
|Schedule L and W||Police Officers and Deputy Sheriffs||Retiree Basic Life
||Employer Paid||2x Base Annual Earnings at time of Retirement
|Judges and Assessors||Retirees who are state judges currently enrolled in the County Benefits and Assessors excludes Circuit and District Courts which are State Employees not County Employees||Retiree Basic Life
||Employer Paid||Flat Amount||$100,000||Cert 6|