Retiree Basic Life Insurance

When you retire, your basic life insurance will be two times your annual salary, (refer to maximums per pay scale below) rounded to the nearest thousand dollars.

On the first day of the birth month in which you reach age 60, your life insurance will be reduced by 15%.  On each of the next four anniversaries of your birth date, your life insurance will be reduced by the same dollar amount. The amount will not reduce less than 25% of the amount for which you were insured at the date of retirement.

If you receive Basic Life insurance from the County, amounts over $50,000 will be treated as taxable income also known as imputed income.

FREQUENTLY ASKED QUESTIONS: 

  • How do I update my beneficiary(ies) on file? Fill out a Beneficiary Change Form and send to Benefits Division. 
  • What is the value of my Basic Life Insurance Policy? In order to receive the value which also includes beneficiary information, please fill out a Life Insurance Verification Form and send to the Benefits Division.
  • Who do I notify if Retiree passes away? All notifications should be made to the Benefits Division. A team member will collect basic information as well as notate the best way of communication for you and a Human Resource Analyst will be assigned to process the claim. Please note: Beneficiary information is verified, and if you are not listed as a Beneficiary on file, the Benefits Division will not be able to disclose information relevant to the Life Insurance Policy. 

Contact Benefits Division 

1400 McCormick Drive Suite 110
Largo, MD 20774 

301-883-6380 
301-883-6192 (fax) 
Benefits@co.pg.md.us

Monday – Friday 
8:30 a.m. – 5:00 p.m., ET

Salary ScheduleEmployee GroupBenefit Coverage TypeSchedule of BenefitsMax Benefit Certificate
Schedule D Correctional OfficerRetiree Basic LifeEmployer Paid2x Base Annual Earnings at time of Retirement$200,000Cert 30
Schedule XCrossing GuardsRetiree Basic LifeEmployer Paid2x Base Annual Earnings at time of Retirement$100,000Cert 31
Schedule E Exempt, Schedule G General Schedule, Schedule GEX county executive, chief administrative officer, immediate staff of the county executive, head of each county agency, council member, council administrator, county auditor and aide to each council members Exempt Employees Schedule E, General
Schedule Employees Salary Schedule G, Schedule GEX
Retiree Basic Life
Employer Paid 
2x Base Annual Earnings at time of Retirement$225,000Cert 28 
Schedule A, P, QAFSCME Employees Schedule A, Police Civilians Salary Schedule P, Corrections Civilians Salary Schedule QRetiree Basic Life
Employer Paid 
2x Base Annual Earnings at time of Retirement$150,000Cert 29 
Schedule ZSheriff's Civilians Salary Schedule Z Retiree Basic LifeEmployer Paid2x Base Annual Earnings at time of Retirement$150,000Cert 34 
Schedule H Fire CivilianRetiree Basic LifeEmployer Paid2x Base Annual Earnings at time of Retirement$200,000Cert 32
Schedule YFirefighters, Emergency Response Technicians ,and ParamedicsRetiree Basic LifeEmployer Paid2x Base Annual Earnings at time of Retirement$200,000 Cert 33
Orphans Court Judges Orphan's Court Judges Retiree Basic LifeEmployer Paid2x Base Annual Earnings at time of Retirement$200,000Cert 26
Schedule L and W Police Officers and Deputy Sheriffs Retiree Basic Life

Employer Paid2x Base Annual Earnings at time of Retirement

$100,000Cert 27
Judges and AssessorsRetirees who are state judges currently enrolled in the County Benefits and Assessors excludes Circuit and District Courts which are State Employees not County EmployeesRetiree Basic Life

Employer PaidFlat Amount$100,000Cert 6

Metlife

Contact MetLife
Customer Service: 1-833-622-0135
Website: www.metlife.com