Life and Disability Insurance

Basic Life Insurance
Accidental Death & Dismemberment (AD&D) Insurance
Supplemental Life Insurance (SLI)
Extra Life Insurance (XLI)
Long-Term Disability (LTD)
Dependent Life Insurance
Short Term Disability Insurance (STD)

Basic life insurance coverage is administered through MetLife at no cost to you for basic life insurance 2x your base salary (up to $225,000 based on your salary schedule)—for all benefit eligible employees:

Coverage is effective on the date of hire.
The coverage amount automatically increases or decreases when you have a change in base salary.

Please note employer-paid coverage amounts over $50,000 are subject to imputed income.

Salary Schedule	Employee Group	Benefit	Coverage Type	Schedule of Benefits	Max Benefit	Certificate
Schedule D - Active (Full/Part-Time)	Correctional Officer	Basic Life	Employer Paid	2x Base Annual Earnings	$200,000	Cert 30
Schedule X	Crossing Guards	Basic Life	Employer Paid	2x Base Annual Earnings	$100,000	Cert 31
Schedule E Exempt, Schedule G General Schedule, - Active (Full/Part-Time), Schedule GEX county executive, chief administrative officer, immediate staff of the county executive, head of each county agency, council member, council administrator, county auditor and aide to each council members - Active (Full/Part-Time)	Exempt Employees Schedule E, General Schedule Employees Salary Schedule G, Schedule GEX	Basic Life	Employer Paid	2x Base Annual Earnings	$225,000	Cert 28
Schedule A, P, Q, - Active (Full/Part-Time)	AFSCME Employees Schedule A, Police Civilians Salary Schedule P, Corrections Civilians Salary Schedule Q	Basic Life	Employer Paid	2x Base Annual Earnings	$150,000	Cert 29
Schedule Z - Active ( Full/Part-Time)	Sheriff's Civilians Salary Schedule Z	Basic Life	Employer Paid	2x Base Annual Earnings	$150,000	Cert 34
Schedule H -Active (Full/Part-Time)	Fire Civilian	Basic Life	Employer Paid	2x Base Annual Earnings	$200,000	Cert 32
Schedule Y- Active (Full/Part-Time	Firefighters, Emergency Response Technicians ,and Paramedics	Basic Life	Employer Paid	2x Base Annual Earnings	$200,000	Cert 33
Orphans Court Judges (Full/Part-Time)	Orphan's Court Judges	Basic Life	Employer Paid	2x Base Annual Earnings	$200,000	Cert 26
Schedule L and W - Active (Full/Part-Time	Police Officers and Deputy Sheriffs	Basic Life	Employer Paid	2x Base Annual Earnings	$100,000	Cert 27
Judges and Assessors (Full-Time/Part-Time)	Employees and Retirees who are state judges currently enrolled in the County Benefits and Assessors excludes Circuit and District Courts which are State Employees not County Employees	Basic Life	Employer Paid	Flat Amount	$100,000	Cert 6

MetLife advantages available to ALL (regardless of enrollment of Extra Life)

WillsCenter.com
Funeral Assistance (through LifeWorks)
Grief Counseling (through LifeWorks)
Funeral Discount & Planning (through Dignity Memorial)
Total Control Account
Transition Solutions/Portability (Both Extra Life and Dependent Life)

Contact MetLife
Customer Service: 1-833-622-0135
Website: www.metlife.com

Age Category	Monthly Factor per $1000*
Under age 25	$0.055
Age 25 to 29	$0.066
Age 30 to 34	$0.088
Age 35 to 39	$0.099
Age 40 to 44	$0.0110
Age 45 to 49	$0.165
Age 50 to 54	$0.254
Age 55 to 59	$0.474
Age 60 to 64	$0.728
Age 65 to 69	$1.400
Age 70 and over	$2.271

Category	per $100 of Covered Monthly Payroll
LTDL Non-Public Safety 50% Plan	$0.200
LTD: Non-Public Safety 60% Plan	$0.394
LTD: Public Safety 50% Plan	$0.253
LTD: Public Safety 60% Plan	$0.498

Age	Monthly Cost per $1,000 of Coverage
24 & Younger	$0.055
25-29	$0.066
30-34	$0.088
35-39	$0.099
40-44	$0.110
45-49	$0.165
50-54	$0.253
55-59	$0.473
60-64	$0.726
65-69	$1.397
70 & Above	$2.266

Age Category	per $10 of Covered Weekly Benefit
under age 25	$0.62
Age 25 to 29	$0.65
Age 30 to34	$0.67
Age 35 to 39	$0.60
Age 40 to 44	$0.65
Age 45 to 49	$0.79
Age 50 to 54	$0.99
Age 55 to 59	$1.21
Age 60 to 64	$1.43
Age 65 and older	$1.72

Life and Disability Insurance

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Salary Schedule	Employee Group	Benefit	Coverage Type	Schedule of Benefits	Certificate
Schedule D - Active (Full/Part-Time)	Correctional Officer	AD&D	Employer Paid	$50,000	Cert 30
Schedule X	Crossing Guards	AD&D	Employer Paid	$10,000	Cert 31
Schedule E Exempt, Schedule G General Schedule, - Active (Full/Part-Time), Schedule GEX county executive,chief administrative officer, immediate staff of the county executive, head of each county agency,council member, council administrator, county auditor and aide to each council members - Active (Full/Part-Time)	Exempt Employees Schedule E, General Schedule Employees Salary Schedule G, Schedule GEX	AD&D	Employer Paid	$10,000	Cert 28
Schedule A,P, Q, Active (Full/Part-Time)	AFSCME Employees Schedule A, Police Civilians Salary Schedule P, Corrections Civilians Salary Schedule Q	AD&D	Employer Paid	$10,000	Cert 29
Schedule Z - Active ( Full/Part-Time)	Sheriff's Civilians Salary Schedule Z	AD&D	Employer Paid	$30,000	Cert 34
Schedule H -Active (Full/Part-Time)	Fire Civilian	AD&D	Employer Paid	$10,000	Cert 32
Schedule Y- Active (Full/Part-Time	Firefighters, Emergency Response Technicians ,and Paramedics	AD&D	Employer Paid	$50,000	Cert 33
Schedule L and W - Active (Full/Part-Time	Police Officers and Deputy Sheriffs	AD&D	Employer Paid	$50,000	Cert 27

Salary Schedule	Employee Group	Benefit	Coverage Type	Schedule of Benefits	Max Benefit	Certificate
Schedule Y- Active (Full/Part-Time	Firefighters, Emergency Response Technicians ,and Paramedics	Supplemental	Employer Paid	50x Monthly Earnings	$600,000	Cert 33
Schedule L and W - Active (Full/Part-Time	Police Officers and Deputy Sheriffs	Supplemental	Employer Paid	50x Monthly Earnings	$600,000	Cert 27