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Pathway to Purchase


First Time Homebuyer Assistance Program

If you are a first-time home buyer, you could be eligible for up to $25,000 in down payment and closing costs toward purchasing your first home.

As of May 1, 2024 Pathway To Purchase available funds are $671,381.74.

Eligible Properties

Image of someone being given house keys

Any residential property including:

  • Resale
  • Foreclosure
  • Short Sale
  • New Construction

Pathway to Purchase is a 0% interest, deferred payment loan. The loan is forgiven after 10 years!

To get started with the Pathway to Purchase process, please contact one of the approved mortgage lenders to get qualified for a mortgage loan.  Once you qualify for a mortgage loan, your lender will send your loan documents to the Pathway to Purchase program for review and consideration.


Loan Terms

Purchaser must pay back the loan in full when the home is sold, transferred, or ceases to be the primary residence of the buyer(s) within the 10-year affordability period.

Purchase Price Limits

$432,000 for resale

$467,000 for new construction

Question/Inquiries related to the Pathway to Purchase Program can be emailed to: 

PathwaytoPurchase@co.pg.md.us or Call 301-883-5456