Pathway to Purchase

Image of someone handing off the keys to a new home

First Time Homebuyer Assistance Program

If you are a first-time home buyer, you could be eligible for up to $10,000 in down payment and closing cost toward the purchase of your first home.

As of October 1, 2021 Pathway To Purchase available funds are: $955,704.65

Eligible Properties

Any residential property including:

  • Resale
  • Foreclosure
  • Short Sale
  • New Construction

Pathway to Purchase is a 0% interest, deferred payment loan. The loan is forgiven after 10 years!

Loan Terms

Purchaser must pay back the loan in full when the home is sold, transferred or ceases to be the primary residence of the buyer(s) within the 10-year affordability period.

Purchase Price Limits

$361,000 for resale

$399,000 for new construction