Benefits Administration

Benefits at a Glance

Medical Plans

In accordance with Section 16-212 of the Prince George’s County Code, the Prince George’s County Government offers health plans for the exclusive benefit of its employees and retirees. These include two Health Maintenance Organizations (HMOs) and a Preferred Provider Organization (PPO) plan.

Dental, Prescription and Vision Plans

The County offers employees two types of dental plan options, a Dental Maintenance Organization (DMO) or a Preferred Provider Organization (PPO).

The County also offers a prescription and vision plans.

Life Insurance Programs

The County offers the following life insurance plans:

  • Basic life insurance for all eligible employees; and
  • Supplemental insurance for police officers, firefighters, paramedics, emergency response technicians and deputy sheriffs;
  • Accidental Death and Dismemberment Benefit (AD&D);
  • Extra Life Insurance (XLI) up to four times base pay to a specified maximum – may be purchased by employees.

Flexible Spending Accounts (FSAs)

The County offers two (2) FSAs that allow employees to use pre-tax dollars to pay for health care and/or dependent care expenses.

Long-Term Disability (LTD) Insurance

The County offers all eligible employees two LTD insurance options. This plan integrates with the annual, sick and disability leave policies, the workers’ compensation program, Social Security and disability retirement benefits.

Voluntary Benefits

In addition to the core health benefit plans, employees can also enroll in a number of voluntary benefit plans:

  • Accident Insurance and Permanent Whole Life Insurance
  • Short-Term Disability and Critical Illness Insurance
  • Cancer Indemnity, Hospital Indemnity, Personal Accident Indemnity and Supplemental Dental Insurance.
  • Group Legal Insurance

Note: County retirees are not eligible to enroll in voluntary benefits plans.

Continuation of Benefits (COBRA)

Under the Consolidated Omnibus Budget Reconciliation Act (COBRA), employees, retirees, their spouses and eligible dependent children who are enrolled in any County-sponsored health plan have the right to continue the health coverage, if a specified qualifying event has occurred.

Employee Assistance Program (EAP)

The County provides free 24-hour counseling services to employees and eligible members of their household under its Employee Assistance Program (EAP).

Providers

The Prince George’s County Government offers the following health benefits plans exclusively for its employees and retirees.

Medical Plans

Dental Plans

Prescription Plan

The Prescription Drug Plan is provided by Express-Scripts/Medco (www.express-scripts.com).

Vision Plan

The Vision Plan is provided by Vision Service Plan(www.vsp.com).

Employee Assistance Program (EAP)

The Employee Assistance Program (EAP) is provided by APS Healthcare at (www.apshealthcare.com) or 1(877) 334-0530

Voluntary Benefits

In addition to the core health benefit plans, employees can also enroll in a number of voluntary benefit plans:

  • Accident Insurance and Permanent Whole Life Insurance  (http://www.bostonmutual.com)
  • Short-Term Disability and Critical Illness Insurance (www.unum.com)
  • Cancer Indemnity, Hospital Indemnity, Personal Accident Indemnity and Supplemental Dental Insurance.  Call Aflac’s Customer Service at 301-875-6397 or 1-800-992-3522.
  • Group Legal Insurance (www.legalresources.com).

Note:  County retirees are not eligible to enroll in voluntary benefits plans.

County Click 311

Allows Users To:

  • Browse Through Questions And Answers In Various Categories
  • Enter Requests For Service
  • Track Status of Service Requests
Notify Me PGC